Central Bank Rate: 0.25%
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Loan Apps Matanitu ko Viti

12 Verified Lenders • From 10.5% APR

Central Bank Rate 0.25%
Inflation Rate -3.80%
GDP/Capita FJD 12,132
Average Monthly Salary FJD 1,200
Income Tax Rate 20.0%
Average Property Price FJD 250K
Unemployment Rate 5.7%

Loan Types Available

Personal Loans

Interest Rate 10.50% - 16.50%
Loan Amount FJD 500 - 35K
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Business Loans

Interest Rate 2.10% - 11.45%
Loan Amount FJD 1,000 - 500K
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Student Loans

Interest Rate 4.00% - 6.00%
Loan Amount FJD 1,000 - 20K
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Mortgage Loans

Interest Rate 3.95% - 6.49%
Loan Amount FJD 50,000 - 500K
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Auto Loans

Interest Rate 6.25% - 8.75%
Loan Amount FJD 5,000 - 100K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

None

Minimum Down Payment

10.0%

Top Lenders

Housing Authority

4.7
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ANZ Bank

4.6
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HFC Bank

4.4
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FDB

4.2
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SPBD Microfinance Limited

4.2
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Kontiki Finance Limited

4.1
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Loan Calculator

Monthly Payment FJD 890
Total Cost FJD 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews